Follow the Bond Market to Better Understand Your Finances
On May 16, 2025, Moody’s downgraded the U.S. sovereign credit rating from Aaa to Aa1, citing concerns over the nation’s rising debt and interest payment burdens. This move follows similar downgrades by S&P in 2011 and Fitch in 2023, marking the first time all three major credit agencies have rated U.S. debt below their top […]
Weathering the Storm: How Market Volatility Impacts Retirement & What You Can Do About It
Picture this: Jim and Linda, both 67, just retired after decades of hard work. They planned carefully, saved consistently, and looked forward to enjoying their golden years. But then came a market downturn. Suddenly, their portfolio dropped 20% in a matter of weeks. The income they planned to draw from their investments now seems shaky.* […]
Slower Rate Cuts, The Market, and Your Finances
Whether you’re checking your account balances, planning your next adventure, or enjoying a well-earned retirement, markets move… and with it, your account values may as well. Recent market volatility, driven by the Federal Reserve’s announcement to slow rate cuts, has left many retirees wondering what this means for their financial future. Let’s explore the situation […]