The goal of our Growth Services is to help you achieve your goals; to help you make informed and wise decisions about your assets, about your future.
Investment Management
Your portfolio receives attention from our experienced team. We believe investment decisions should carefully weigh your opportunity for growth and income against the possibility of risk or loss. We allocate your portfolio to help meet your needs for liquidity, stability, income and growth.
Learn moreFinancial Planning
From retirement planning to estate and tax strategies, our process goes beyond advising on financial matters. Our SoleraTactical process helps clients manage their financial planning needs and opportunities, while assessing risk and helping plan for unexpected events.
Learn more401k Creation & Management
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Learn moreProprietary Portfolios
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Learn moreRetirement
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Investment Management
Solera Asset Managers offer portfolio solutions to help you achieve your most important life goals. Your portfolio receives attention from our experienced team. We believe investment decisions should carefully weigh your opportunity for growth and income against the possibility of risk or loss. We allocate your portfolio to help meet your needs for liquidity, stability, income and growth.
Diversification is a critical step in reducing risk to provide long-term growth and income. Solera reaches beyond the traditional levels of diversification through the use of alternative investments and the use of common investments but managed in an uncommon way. Our diversification strategy leads us to constantly scan the market for opportunities in both public and private sectors. As part of a well rounded portfolio, we may utilize the following types of investments:
- Cash and other investments
- Tax-Exempt Bonds
- Taxable Bonds
- Treasury Bills
- Treasury Notes
- Alternative Assets
- Equities
- Exchange Traded Funds
- Commodities
- Options contracts
- Real Assets
- Real Estate
- Private Equity
Any asset we manage would be executed with the following being observed at all times:
- Diversified asset allocation
- Investment disciple
- Attempt to avoid loss
- Individualized approach
- Continual monitoring
It is always important to remember that diversification can not guarantee a profit or protect against a loss.
There are many investment instruments that can be used to provide for a specific goal you have. Below is a brief list of some traditional investments that we use based on a clients specific objective or need.
- Stocks
- Exchange Traded Funds
- Mutual Funds
- Bonds
- Options
- Government Securities
- T-Bill
- T-Bonds
- Variable, Fixed, and Income Annuities
We have three unique strategies that are advised and managed in house by our founder Daryl Seaton. These three distinct strategies attempt to “protect” assets from catastrophic loss and volatile markets while attempting to grow your portfolio. These three strategies include Alternative Income, Broad Based Conservative Growth, and Global Energy.
Strategy Objectives:
Alternative Income
The objective of the Alternative Income is to provide income along with increasing opportunities for investment growth. This strategy uses statistical probabilities and human behavior to establish investment outcomes. The strategy can be comprised of Master Limited Partnerships, U.S. and International Bond Funds, Real Estate Investment Trusts, U.S. Preferred Stock Funds, and U.S. Dividend Funds.
Broad Based Conservative Growth
The objective of the Broad Based Conservative Growth strategy is to seek long-term capital appreciation by focusing on three distinct goals. Those goals are: to avoid prolonged equity market declines, such as those experienced from 2000-2003 and again from 2007-2009; to strive for 10% annual returns over a ten year period of time; lastly, and least importantly, to outperform the Standard & Poor’s 500 Index with half the price volatility over a ten year period of time. The strategy focuses on U.S. and International Equities, U.S. and International Currencies/Bonds, REIT’s Commodities, and Precious Metals.
Global Energy
The objective of the Global Energy strategy is to enhance investment returns by utilizing an investment sector which, often provides growth cycles and other opportunities. Energy markets provide numerous cyclical events, as well as, increased trends without some of the difficulties we could face in other investing sectors. One of the reasons for focusing on energy is the consistent demand for energy on a global level. Whether it is wood, coal, water, wind, oil, natural gas or another type of energy demand, we will look to utilize these opportunities to enhance investment returns.
Third Party Strategies
We do not try to be the “Jack of All Trades, and the Master of None”. From time to time, as a part of a diversified strategy or because of a specific need/request of a client we will out-source investment management. We continue to monitor that manager and report to you on their strategy and performance. The managers we use are seasoned professionals with great track records and generally share our overall investment philosophy, grow assets and attempt to protect against an investment loss. We will also recommend a specific manager for their specific expertise in a sector of the investment universe, use of a specific asset, and because of their outstanding performance.
Contact us for a complementary meeting.
We can connect, discuss your planning needs, and get to know each other a bit.
Financial Planning
From retirement planning to estate and tax strategies, our process goes beyond advising on financial matters. Our SoleraTactical process helps clients manage their financial planning needs and opportunities, while assessing risk and helping plan for unexpected events. In this way, we help our clients manage their financial picture – present and future.
Developing your financial plan may include the following:
- Goal Definition
- Personal Financial Statements
- Insurance Planning
- Tax Planning
- Retirement Planning
- Estate Planning
- Inter-Generational Wealth Transfer
- Education Planning
- Charitable Foundation Management
- Philanthropic Counsel
- Business Planning
Our SoleraTactical process has three services we provide:
Solera Wealth Planning, Solera Financial Reviews, and As Needed Planning. Below are a few details for each.
Solera Wealth Planning
We take the time to understand your goals before making recommendations. John Lennon once famously said, “Life is what happens while you are busy making plans.” We stay in touch with you as your portfolio and goals change so that details are not lost as you are busy living.
Financial Planning is a process of regular monitoring that is important to the success of your goal. It should not be relegated or minimized to a product discussion.
Our comprehensive planning process, we call Solera Wealth Management covers all areas of your financial life with ongoing meetings.
Solera Financial Reviews
You may want analysis and recommendations related to a life event or planning topic:
- Retirement Preparation
- Retirement Income Planning
- Employer Benefits Review
- Annual Check-Up
- College Expense Planning
- Legacy Planning
- Charitable Giving
- Death Of A Spouse
Additional and custom planning reviews are also available.
As-Needed Planning
Maybe you have a few questions that we can discuss and give you feedback regarding. Sometimes you just need a trusted expert to hash out your thoughts on a financial matter.
Limited financial planning services are also included in a relationship with Solera.