Is It Time to Refresh Your Annuity? Here’s Why You Might Consider It

Is It Time to Refresh Your Annuity? Here's Why You Might Consider It Solera Asset Management

Annuities have long been a cornerstone for those seeking a steady income stream in retirement. However, the financial landscape is ever-evolving, and what worked a few years ago might not be the best fit today. With rising interest rates, inflation concerns, and innovative annuity products entering the market, now might be a great time to […]

Is a Roth IRA Conversion in Your Future?

Is a Roth IRA Conversion in Your Future? Solera Asset Management

Retirees aiming to reduce their taxes in retirement can benefit from strategic conversions and transfers between traditional and Roth Individual Retirement Accounts (IRAs), especially when considering the timing and financial landscape. Identifying optimal windows for Roth conversions can lead to significant tax advantages and may enhance retirement income. Here are key opportunities to consider: During […]

4 Retirement Planning Myths That Could Cost You

4 Retirement Planning Myths That Could Cost You Solera Asset Management

What if everything you thought you knew about financial planning was wrong? Many well-meaning people fall victim to common financial myths—some of which could cost them thousands of dollars or even their retirement security. Let’s break down some of the biggest myths and uncover the real truths behind smart financial planning. Myth 1: The 4% […]

The Gift of Financial Health: Best Practices for Keeping Your Will Up to Date

The Gift of Financial Health: Best Practices for Keeping Your Will Up to Date Solera Asset Management

Estate planning isn’t something you do once and forget about—it’s an ongoing process that helps ensure your financial affairs are in order and your loved ones are taken care of. One of the most important documents in an estate plan is a will, but over time, things change. Life events, financial shifts, and even tax […]

8 Financial Habits to Start Before Tax Season

8 Financial Habits to Start Before Tax Season Solera Asset Management

Tax season can be challenging, especially if one is not financially prepared. While it may seem tedious, preparing beforehand can save time from last-minute hassles and help optimize tax returns. Therefore, adopting certain financial habits before the onset of tax season may help lighten the tax season’s load. 1. Regular expense monitoring—The first habit to […]

How Pre-Retirees Can Jumpstart Their Savings in 2025

How Pre-Retirees Can Jumpstart Their Savings in 2025 Solera Asset Management

Catching up on retirement savings can feel daunting, especially if you’ve started late. However, with strategic planning and commitment, it’s entirely possible to build a comfortable nest egg for your future. Here are four actionable steps to help you enhance your retirement savings in 2025. Leverage Catch-Up Contributions For individuals aged 50 and above, the […]

Slower Rate Cuts, The Market, and Your Finances

Slower Rate Cuts, The Market, and Your Finances Solera Asset Management

Whether you’re checking your account balances, planning your next adventure, or enjoying a well-earned retirement, markets move… and with it, your account values may as well. Recent market volatility, driven by the Federal Reserve’s announcement to slow rate cuts, has left many retirees wondering what this means for their financial future. Let’s explore the situation […]

First Steps to Starting the Estate Planning Process

First Steps to Starting the Estate Planning Process Solera Asset Management

Estate planning is a crucial step for retirees to ensure their assets are distributed according to their wishes and to provide clarity for their loved ones. Beyond the legal and financial aspects, it’s essential to approach this process with sensitivity, acknowledging the emotional complexities involved. Here’s a guide to help you navigate estate planning thoughtfully […]

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