Retirement Plans

What Investment Options Should I pick in my 401k/403b/457?

Solera provides an easy way to manage your retirement account.

BEGIN MANAGING YOUR RETIREMENT PLAN IN 3 EASY STEPS

STEP 1

DETERMINE YOUR INVESTMENT RISK LEVEL

Take our risk tolerance questionnaire, so we can determine your true investing personality. This test will attempt to determine how much risk you are comfortable taking given your age, financial goals, and your investing time horizon, among other factors.

STEP 2

UPLOAD YOUR EMPLOYERS PLAN

Once we determine your risk level, upload your employer’s plan to our system. Our system will begin performing an in depth analysis of your options and generate personalized investment recommendations on how to better allocate your portfolio.

STEP 3

RECEIVE QUARTERLY UPDATES

You will receive quarterly updates on how to rebalance or reallocate your portfolio if needed. The system is designed to work for you. Using mathematics, the 401(k)Optimizer® keeps a close eye on the stock market, ready to inform you of any changes you may need to make.

THE 401(k) OPTIMIZER® is a web-based tool designed to help you with your company-sponsored retirement plan, such as a 401(k), 403(b), or 457. This tool allocates your investments based on your risk tolerance level and long-term goals. We overlay your investments with signature stoploss protection called the HCM-BuyLine®, a mathematical indicator designed to calculate trends in the market. The HCM-BuyLine® helps the 401(k) Optimizer® manage risk by indicating when it’s time for you to move your investments to cash or more conservative investments.

HOW THE 401(k) OPTIMIZER® WORKS

one

Sign up online at www.401koptimizer.com

Enter your information and complementary promo code in the secure online sign up form, and upload your retirement plan fund choices.

two

Answer a few questions about your investing personality

Once you complete the risk tolerance questionnaire, the system thoroughly analyzes the choices in your employer’s retirement plan to generate your personalized recommendations.

three

Receive an email when your customized recommendations are ready

Login to your account and view your recommendations. The system tells you which specific funds to choose in your employer’s plan, how much to invest in each fund and when to rebalance your account.

The 401(k) Optimizer® offers tailored, nonemotional advice to help individuals like you know what investments to buy, when to buy them and when to sell them, in an attempt to optimize returns in your retirement plan. After your initial recommendations, you’ll continue to receive ongoing advice on managing your account including quarterly updates and guidance on what to do during market ups and downs. You will receive clear advice on how to restructure your portfolio in an attempt to protect your assets.

GET STARTED TODAY